Bodily Injury Coverage
This insurance
coverage has policy
options that cover
medical, legal, and
property repair
expenses for the
injured party,
whether it be you,
your passengers, or
the person you’re at
fault for injuring.
Uninsured /Underinsured
Motorist Coverage
On average 25% of
drivers have no
insurance and
another 30% do not
have enough
insurance.
Uninsured/Underinsured
Motorist coverage
provides liability
coverage if an
uninsured/underinsured
motorist is at
fault.
Comprehensive
Coverage
While Collision
Coverage is for
accidents on the
road, Comprehensive
Auto insurance is
for everything else
that could damage
your vehicle: fire,
theft, floods,
collision with an
animal or bird,
storms, riots, and
earthquakes.
Liability Coverage
You never know when
someone might get
hurt in an accident.
You could stand to
lose a lot if you
are at fault.
Liability Coverage
provides protection
against financial
loss.
Property Damage Coverage
Covers your
liability for
damaging another
person's personal
property, such as a
fence or home.
Personal Injury
Protection (PIP)
Coverage
PIP covers a broader
range of medical
costs than standard
Medical Payments
coverage. It covers
lost wages and the
replacement of the
services of someone
injured in an
automobile accident.
Fault or No-Fault
Coverage
Who pays for the
damage done to your
vehicle? It actually
depends. If you live
in a no-fault state,
your insurance will
cover you. If you
live in a fault
state, the
accident-causing
party's insurance
will cover you. To
learn more about
your state's
requirements and how
they affect you,
please contact me at
any time.
Medical Payments Coverage
Under this
insurance, medical
bills and funeral
expenses are covered
should you or a
passenger be injured
or killed in a
vehicle accident.
This coverage
extends to you or a
family member when
riding as a
passenger in someone
else's vehicle, or
when struck by a
vehicle when on
foot.
Motor Homes
It's time to get out
on the open road.
Now more than ever,
you may be likely to
choose a home on
four wheels rather
than on a permanent
foundation. It's
important to make
sure that you and
your home have the
right protection no
matter where you
are.
Collectible Auto
You're on your way
to the annual auto
show, when someone
rear-ends your
classic 1957
Chevrolet.
Fortunately, you had
Collectible Auto
insurance. The
Collectible Auto
Program has more
features customized
specifically for
collectible car
owners than a
standard auto
policy.
Auto Rental Service
Farmers® offers a
network of
pre-screened,
nationally-known,
rental car companies
that will provide
free pickup and
delivery, direct
billing to Farmers
and an automatic
deposit waiver (not
available in all
areas) while your
vehicle is being
repaired. Even in an
accident at which
you are at fault,
Auto Rental Service
provides service.
Towing Services
24/7 tow, lock out,
jump start, flat
tire changes, fuel
delivery, and
roadside winching
for snow, mud, and
ice. Just sign and
drive, with no
out-of-pocket
payments.
Glass Repair and
Replacement
Enjoy convenient
mobile response at
your home, school,
or wherever you are
with 24/7 scheduling
and a national
lifetime warranty
for as long as you
own or lease a
vehicle.
Business Auto
What would happen if
your business
vehicle was stolen?
What if an employee
is injured while
driving the company
car? Business auto
coverage usually
includes both
comprehensive and
liability coverage
to protect your
vehicle against
damages and to
protect your
business against
liability losses.
Safety Apparel
Coverage
From your helmet and
jacket to boots and
gloves, this
coverage can replace
expensive riding
apparel should they
get damaged in an
accident.
Optional/Add-on
Equipment Coverage
Insurance for the
enhancements you
make to your
vehicle, such as a
TV screen, a DVD
player, or a custom
sound system.
